The Supreme Court of India has extended the mandatory third-party insurance period for new vehicles. New private cars must now carry four years of third-party insurance, while new two-wheelers require six years, aiming to improve insurance compliance and provide better financial protection for road accident victims.

Return to Invoice (RTI) Cover is a valuable motor insurance add-on that protects new car owners from depreciation-related losses. If your car is stolen or declared a total loss, RTI helps bridge the gap between the Insured Declared Value (IDV) and the original invoice price, making it one of the most useful add-ons during the first 3–5 years of ownership.

Learn how comprehensive car insurance works, what a package policy covers, claim settlement, IDV, depreciation, deductibles, exclusions and NCB in simple language.

Compulsory Personal Accident (CPA) Cover is a mandatory component of motor insurance that provides financial protection to owner-drivers in case of accidental death or permanent disability. Learn how CPA cover works, who is covered, compensation benefits, and why it is an essential safeguard for every vehicle owner.