The Supreme Court of India has extended the mandatory third-party insurance period for new vehicles. New private cars must now carry four years of third-party insurance, while new two-wheelers require six years, aiming to improve insurance compliance and provide better financial protection for road accident victims.

Return to Invoice (RTI) Cover is a valuable motor insurance add-on that protects new car owners from depreciation-related losses. If your car is stolen or declared a total loss, RTI helps bridge the gap between the Insured Declared Value (IDV) and the original invoice price, making it one of the most useful add-ons during the first 3–5 years of ownership.

No Claim Bonus (NCB) is a valuable reward offered to safe drivers who do not make own-damage insurance claims during a policy year. Learn how NCB works, the standard discount structure, transfer rules, NCB Protection add-ons, and practical tips to maximise savings on your car insurance renewal.

Learn how comprehensive car insurance works, what a package policy covers, claim settlement, IDV, depreciation, deductibles, exclusions and NCB in simple language.

Kiwi’s entry is important because it brings a claims-first digital motor insurance model into India. If executed well, it can create pressure on existing insurers to improve claim speed, transparency, and customer experience.