Learn how comprehensive car insurance works, what a package policy covers, claim settlement, IDV, depreciation, deductibles, exclusions and NCB in simple language.

Engine Protection Cover is one of the most important yet overlooked add-ons in car insurance. Many vehicle owners believe that comprehensive or zero depreciation insurance covers all types of engine damage, but that is not always true. This article explains what Engine Protection Cover is, how hydrostatic lock occurs, why engine damage is often excluded from standard policies, who should consider buying this add-on, and how it can help avoid expensive repair bills during the