The Supreme Court of India has extended the mandatory third-party insurance period for new vehicles. New private cars must now carry four years of third-party insurance, while new two-wheelers require six years, aiming to improve insurance compliance and provide better financial protection for road accident victims.

No Claim Bonus (NCB) is a valuable reward offered to safe drivers who do not make own-damage insurance claims during a policy year. Learn how NCB works, the standard discount structure, transfer rules, NCB Protection add-ons, and practical tips to maximise savings on your car insurance renewal.