No Claim Bonus (NCB) is a valuable reward offered to safe drivers who do not make own-damage insurance claims during a policy year. Learn how NCB works, the standard discount structure, transfer rules, NCB Protection add-ons, and practical tips to maximise savings on your car insurance renewal.

Learn how comprehensive car insurance works, what a package policy covers, claim settlement, IDV, depreciation, deductibles, exclusions and NCB in simple language.

Compulsory Personal Accident (CPA) Cover is a mandatory component of motor insurance that provides financial protection to owner-drivers in case of accidental death or permanent disability. Learn how CPA cover works, who is covered, compensation benefits, and why it is an essential safeguard for every vehicle owner.