No Claim Bonus (NCB) is a valuable reward offered to safe drivers who do not make own-damage insurance claims during a policy year. Learn how NCB works, the standard discount structure, transfer rules, NCB Protection add-ons, and practical tips to maximise savings on your car insurance renewal.

Learn how comprehensive car insurance works, what a package policy covers, claim settlement, IDV, depreciation, deductibles, exclusions and NCB in simple language.

Kiwi’s entry is important because it brings a claims-first digital motor insurance model into India. If executed well, it can create pressure on existing insurers to improve claim speed, transparency, and customer experience.