The Supreme Court of India has extended the mandatory third-party insurance period for new vehicles. New private cars must now carry four years of third-party insurance, while new two-wheelers require six years, aiming to improve insurance compliance and provide better financial protection for road accident victims.

No Claim Bonus (NCB) is a valuable reward offered to safe drivers who do not make own-damage insurance claims during a policy year. Learn how NCB works, the standard discount structure, transfer rules, NCB Protection add-ons, and practical tips to maximise savings on your car insurance renewal.

Engine Protection Cover is one of the most important yet overlooked add-ons in car insurance. Many vehicle owners believe that comprehensive or zero depreciation insurance covers all types of engine damage, but that is not always true. This article explains what Engine Protection Cover is, how hydrostatic lock occurs, why engine damage is often excluded from standard policies, who should consider buying this add-on, and how it can help avoid expensive repair bills during the